My 401(k) is Worth $4.01

I had some fun with streaming internet radio yesterday, to hear the opening monologues from Limbaugh, Hannity, and Savage. All said the same thing...this nation didn't shift to the left as much as was feared, and Obama moved the market down the most in post-election history.

Come on, we all expected stocks to gain 20% per year, year after year, ad infinitium, as we expected house prices to do? Now we're screaming that this expectation was only a false promise? We were lied to!

But that's OK, you say, you'll just defer retirement a few more years.

Um...no, you won't, not if the layoff department at work has anything to say about it.